The Game Changer
Are you all about that early retirement paradigm? I thought so. So, let’s talk about the way and why folks are revolutionizing the way you buy, trade, and sell Commercial Real Estate (CRE). CRE is now being tokenized on blockchain technology for fractional ownership. This new system securitizes real estate. The result is a lower barrier to entry and higher liquidity, and the foundations of those benefits are on blockchain today. Therefore, blockchain is a game changer.
Real estate investments are hedges against inflation because real estate is a vehicle through which you can store value (wealth). When debt is what our economy has run on, there must be a way to beat inflation by staying ahead of your leverage (debt) which increases your purchasing power. Like everyone who signs up for debt, it is in hopes of higher returns than what you owe and the interest you owe on your debt combined. As a whole, as long as we stay ahead of our leverage through productivity that leads to economic growth, healthy commerce, and sound investments, economies will prosper, and opportunity will flourish.
You are probably asking yourself what actions you can take to set yourself up for success:
I am not a financial advisor, but the logic goes that the right investments can set you up for a healthy retirement. The Social Security system isn’t a given in the next 30 years. Real estate is, and it is, one of the fastest ways to grow your wealth. Lastly, it can help you hedge against inflation through its ability to store value. Later in this post, I state that our US currency isn’t currently backed by tangible real-life assets. Real estate is a tangible real-life asset. Also, according to the experts, space (real estate) is here to stay, although its use will keep evolving based on what is most productive. Throughout history, there has been a higher barrier to entry to growing your wealth through commercial real estate ownership. What if you could now get in the game and afford to purchase and trade fractional ownership of properties through a transaction from the owner straight to you? Let’s add in the generation of passive income (dividends) should you choose to hold. Might that be a needle mover in your financial success? I think so. Now, you can purchase and trade real estate, more easily follow transactions, and sans the middle man with intensive transactional costs and hidden fees.
A brief history (as I understand it) of the impetus of the Blockchain and why it’s valuable to you:
In 2008, the United States saw poor lending and investment practices crash the world economy; the debt that created the mess didn’t just disappear. The United States printed more money, thereby diluting the supply for a massive bail-out. Yes. Laws were enacted to stop the same type of disaster from occurring again. However, the banking system had already been exposed, and there are a million and one ways to fail. The banks who endorsed poor lending practices walked away from ruin without taking the toll for their actions (it’s not that simple, but…). The banks we rely on daily are too big to fail and perhaps learn. Only time will tell.
Newsflash: The US dollar isn’t backed by real-life assets (ex: gold or silver). The true worth of the dollar is sentiment and consensus – just like Bitcoin. The point is that the US’s central banking system is centralized, which means that we got the first taste of what kind of power our banks hold and what their practices are and can become if unchecked – which they largely are. That is why in 2009, global citizens got to work on how a new, better, and more transparent economy could work through a new currency – with blockchain technology as a foundation to grow that economy. The rise of a decentralized financial model using blockchain technology (a distributed ledger) revolutionized the financial industry. Crypto was born and is easily distributed (now more than ever), stores value, and is easily traded through an open yet distributed ledger. The term “follow the trail of money” has never been more powerful. The use of blockchain has expanded significantly past cryptocurrencies that seek to improve upon the dollar and other fiat systems since the Great Recession. Good money and economic strength through a thriving economy often mark the success of a civilization. The opposite can be said for a society with a weak currency (one that prints money) and a less productive economy (not stimulating the growth that those who printed the money had hoped for). The Fed has the unenviable job of controlling interest rates to stimulate the economy while balancing the causation of inflation. Bloomberg has inflation rates up 9.1% this year. Yes, your company should be raising your salary simultaneously to account for inflation. When companies don’t take this action, another recession will enter stage right, and debts will be defaulted on to pay for everyday items. The banks are too big to fail, but there is no bail-out for the American public. We came close to a citizen bailout during the height of the Covid-19 pandemic – again printing money. However, was that distributed in a productive manner and were the intended results met, and at what measure? I will leave this here.
Revolutionizing the way we buy, trade, and sell commercial real estate (CRE)
As the world becomes more integrated and experience focused on personal and financial gain, here is how the pioneers are shaping the future of real estate on the blockchain. Check out the two (2) installments on opportunities for fractional CRE ownership on my homepage and what that means. Another fun project is Fractionvest (
I encourage you to do your due diligence on what could be your next opportunity to learn and grow alongside this evolving industry where fintech meets real estate and proptech moves spaces to be better, more intelligent, and more productive to support a thriving economy. See more through the second installment of how RedSwan.io is further revolutionizing how we buy, sell, and trade, commercial real estate today.